When you are shopping around for a professional indemnity insurance quote, make sure that the policy that is offered to you includes cover for all the following risks:
• Legal Fees – Does the policy cover you for the expenses you will incur if you need to hire your own legal team?
• Compensation – If the plaintiff wins the case and you are found guilty of negligence, you might have to pay hundreds or thousands of pounds in compensation. Make sure that your professional indemnity insurance quote includes this compensation.
• Breaches of Contract – Are you covered for a “breach of contract” case in the event that you unintentionally breach client confidentiality?
• Copyright Infringement – Does this policy cover you for claims of infringement of copyright?
• Behaviour of Your Staff – Don’t forget that if you employ staff members, you are responsible for their actions.
These are a few of the most important things that a professional indemnity insurance policy should cover.







